Given that we are entering storm season we thought it might be a good idea to take a look at how your insurance interacts with your fence. Of course there are the obvious facts such as floods often not being covered in standard home insurance but you might not also be aware of other causes not being covered.
Mold, fungus, termites and normal wear and tear are not covered either as well as damage caused by landscaping accidents. If you are concerned about any of the above then it’s a great idea to contact your insurer and discuss what plans do cover them as they can be a common cause of fence damage.
Storm Fence Damage
Tis the season and for good reason you are right to be concerned about your fences health in the violent storms that are sweeping across the country. The good news is that if the wind and rain combine to bring down your fence you are covered under most standard home insurance plans.